Mike 外企头条：上海迪士尼乐园若关闭两个月损失将达1.35亿美元
为最大程度控制新冠肺炎疫情的蔓延，全民响应政府号召，都尽量减少外出。其结果自然使得消费行为大幅减少。那么问题来了，当中国消费者减少了消费，将会发生什么？
近日，有报道称，在首尔的化妆品商店、东京银座的百货店和巴黎的奢侈品商店，中国游客正在减少。受到影响的公司包括美国运动服装公司耐克、日本化妆品制造商资生堂和英国时尚品牌博柏利集团等。报道介绍，博柏利40%的销售额都来自中国消费者在国内外的消费。资生堂表示，在中国农历新年假期期间，公司旗下四个顶级品牌的在华销售额减少了一半以上。而迪士尼称，如果上海迪士尼乐园再继续关闭两个月，其利润将减少1.35亿美元。
消费趋势咨询公司凯度驻上海的负责人称，中国消费者的消费模式对全球消费趋势都产生影响，在这样全球化环境下，没有人能够不受影响。
当前，疫情对消费的影响已无法避免，但疫情过后，相信会逐步恢复。正如欧莱雅在近日发布2019年财报时所指出，“经过短期震荡，消费会有大幅反弹”。
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霍尼韦尔捐赠物资抵达湖北和陕西
Honeywell Donated Equipment Arrived In Hubei And Shanxi
霍尼韦尔今日宣布，武汉东湖新技术开发区新冠肺炎疫情防控指挥部已经签收公司捐赠的50万KN95口罩，3000台霍尼韦尔空气净化器已经送达湖北各地的50家医院。
Honeywell today announced that Wuhan Donghu New Tech Development Zone Anti-Coronavirus Department has received the 500,000 KN95 masks it donated， and 3000 Honeywell air purifiers have been delivered to 50 hospitals across Hubei province。
此外，霍尼韦尔火灾自动报警及广播设备、视频监控和门禁等设备已经运抵正在建设中的西安版“小汤山”医院——西安市公共卫生中心。
Also， Honeywell‘s fire alarm system and public address and voice alarm system， video surveillance， access control and other security equipment have arrived at Xi’an Public Health Clinical Center， the Xian version of Xiaotangshan Hospital， which is being built to treat novel coronavirus affected pneumonia patients。
与此同时，霍尼韦尔捐赠的3000台空气净化器也已送达湖北各地医院，帮助医院提高空气质量，营造更好的抗击新冠肺炎病毒环境。
Meanwhile， 3000 Honeywell air purifiers have been delivered to hospitals across Hubei province to help them improve air quality and create a better environment for fighting against novel coronavirus。
此外，霍尼韦尔捐赠的消防安防系统已经运抵西安市公共卫生中心。霍尼韦尔及其合作伙伴的近20名工程师对接近10个施工分包，帮助设备加速安装调试，助力西安市公共卫生中心早日投入使用。
In addition， Honeywell fire and security systems have arrived at Xi‘an Public Health Clinical Center。 About 20 engineers of Honeywell and its partners supported about 10 construction subcontractors to speed up equipment installation and help Xi’an Public Health Clinical Center put the equipment into use as soon as possible。
截至目前，霍尼韦尔捐赠物资价值累计已达200万美元，助力中国抗击新冠肺炎疫情。霍尼韦尔也感谢顺丰快递将公司捐赠的50万KN95口罩免费运抵武汉。
To date， Honeywells donated equipment has reached a total value of US$ 2 million to support China in the fight against coronavirus。 Honeywell would like to thank SF Express for its pro bono service in delivering 500,000 KN95 masks to Wuhan。
新冠肺炎对保险行业影响几何
How Is NCP Likely To Impact The Insurance Sector
瑞银证券发布最新保险行业研究报告：新冠肺炎对保险行业影响几何？
UBS Securities issued the latest China Insurance sector report - How is the novel coronavirus likely to impact the insurance sector？
此次新冠肺炎短期会影响新业务销售以及权益投资。
UBS Securities expects the coronavirus outbreak to impact new business sales and equity investment in the short run。
在新业务销售端，由于此次的疫情，假期延长，外出活动时间减少，以及隔离措施，代理人在培训，展业，签单等方面受到非常大的限制，因此短期会影响保险公司的增员以及新业务的销售。
Due to an extended holiday， reduced outdoor activity and quarantine measures caused by the outbreak， insurance agents are significantly limited in training， sales practices and underwriting。 This could affect insurers agent force enhancement and new business sales。
从中长期看，疫情将提升居民的保险意识，加速缩小保障缺口。
Outbreak to raise insurance awareness/bridge protection gap faster in M-L/T。
根据瑞士再保险的数据，2017年中国有全亚洲最大的保障缺口8000亿美金，远远高于排名亚洲第二的印度3600亿美金左右。
In Asia， in 2017， China had the largest protection coverage gap of US$800bn， well above the No。 2， India ， according to Swiss Re。
我们认为其中原因之一是居民没有受到充足的保险保障方面的培训。
We think one of the reasons is that Chinese residents are inadequately educated on protection coverage 。
我们认为此次的疫情能够使得居民提高风险方面的意识，增加对保险的配置，从而加速缩小中国的保障缺口。
The coronavirus outbreak could enhance residents‘ risk awareness and prompt them to increase allocations to insurance， thus narrowing China’s protection gap at a faster rate。
比尔和梅琳达·盖茨发布2020年度公开信
Bill And Melinda Gates Release 2020 Annual Letter
比尔和梅琳达·盖茨夫妇2月10日发布2020年度公开信《放手一搏：盖茨基金会成立二十年来的思考》。
Bill and Melinda Gates share on February 10 their 2020 Annual Letter， “Why We Swing for the Fences: Reflecting on the First Two Decades of Our Foundation。”
在今年的年信中，比尔和梅琳达回顾了过去二十年里，全世界以及盖茨基金会工作发生的变化。
In this year‘s letter， Bill and Melinda reflect on what they’ve learned over the past two decades and how the world – and their work – has changed during that time。
这封信的灵感来自好友沃伦·巴菲特给他们的建议，巴菲特鼓励他们“竭尽全力，放手一搏”，将全部的力量和所有的资源倾注于那些一旦成功，便能拯救生命、改善生活的大赌注。
The letter takes inspiration from advice given to them by Warren Buffett: to “swing for the fences” and put the full force of their efforts and resources behind the big bets that have the most potential to save and improve lives。
比尔和梅琳达在信中表示：“盖茨基金会的核心理念是每个人都应该有机会过上健康而富有成效的生活。二十年过后，尽管很多事情都发生了变化，这仍是驱动我们工作的首要原则。”
“At the core of our foundations work is the idea that every person deserves the chance to live a healthy and productive life，” write Bill and Melinda Gates。 “Twenty years later， despite how much things have changed， that is still our most important driving principle。”
盖茨夫妇进一步解释了他们在全球健康和公共教育领域的工作，以及他们所承担的风险，实际上是为未来的进步奠定了基础。
Bill and Melinda explain why they think the risks theyve taken in global health and education have set the world up for future progress。
赛莱默发布2019年全年收入报告
Xylem Reports Full-year 2019 Earnings
赛莱默报告2019年全年收入为52.5亿美元，较上年同期增长1%，较上年同期有机增长4%。
Xylem Inc。 reported full-year 2019 revenue of $5.25 billion， up one percent on a reported basis and four percent on an organic basis。
全年报告的净收入为4.01亿美元，合每股2.21美元，营业利润率为9.3%。公司创造了6.13亿美元的自由现金流，转换率为124%。
Full-year reported net income was $401 million， or $2.21 per share， with a reported operating margin of 9.3 percent。 The Company generated $613 million in free cash flow， representing a 124 percent conversion。
赛莱默总裁兼首席执行官Patrick Decker表示：“我们的团队在整个2019年继续运用赛莱默的行业领先技术产品组合，再次在全球公用事业市场实现中间个位数的增长，其中包括中国和印度的两位数增长。”
“Our teams continued to capitalize on Xylems portfolio of industry-leading technologies throughout 2019， again delivering mid-single-digit growth in the Utilities market globally， including double-digit growth in China and India，” said Patrick Decker， president and CEO of Xylem。
但是，下半年工商业市场疲软减缓了整体收入增长和利润率增长。为了应对这些挑战，赛莱默有效地控制了成本，显著提高了运营资本，并超出了公司自由现金流量转换承诺。
However， soft Industrial and Commercial markets in the second half slowed the overall revenue growth and margin progress for the year。 In response to those challenges， Xylem effectively contained costs， significantly improved working capital， and exceeded its free cash flow conversion commitments。
赛莱默预测2020年全年有机收入在53亿美元至53.5亿美元之间，增长1-3%。
Xylem forecasts full-year 2020 organic revenue in the range of $5.3 to $5.35 billion， up one to three percent。
